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Finance Is Not About The Money Your Family Makes: It Is About The Money It Saves

With the uncertainty surrounding employment, the financial crises many countries face, and the volatility surrounding investments such as stocks, bonds, 401k and traditional pension plans, it is a good time for families to take another look at how the savings plans within their households are structured. The need to re-work household budgets, shopping patterns, college savings accounts and family vacation plans are becoming more important as our economy remains unstable.

The rule of thumb used to be that the family wage earners needed an emergency fund to account for three to six months worth of unemployment, unexpected Read the rest of this entry »

Gas Too Expensive? Ways To Camp For Free

Simply driving to work with today-s gas prices is enough to break the bank for many families. So while the thought of loading the family up for a road-trip or weekend getaway may sound like fun, it just may not be possible financially. But there are still ways to get away and have fun, without spending an arm and a leg on gas. Why not go camping?
Chances are that you have a campground, state park, or natural forest, in your area that allows camping for a very low price, Read the rest of this entry »